While dining out recently I overheard the conversation at a nearby table turn to credit card use. One diner, a young woman in mid 20s was talking about a friend who used credit cards mainly to get the reward points and could not afford to pay off the balance in full each month. She had [...]

Following are links to a few recent articles I have written for another site. Practical Ways to Spend Smarter and Save More in 2013 How a Large Family Can Save Money Best Selling Books about Financial Matters

Following are links to some recent articles I have written about credit card use. Credit Card Strategies that Can Hurt You Reasons to Stop Using Credit Cards Why Credit Cards are a Slippery Slope to Heavy Debt The Power of Compound Interest Advice on Using Credit Cards Using Credit Cards Only for Emergencies

Here are some recent articles I have written about budgeting. How to Create a Mini-Budget for a Child Pros and Cons to Living Debt Free Tips to planning a household budget and Sticking to it

Money Leaks

In the December 2012 issue of Money magazine there is an article title ” 35 Money Leaks and How to Plug Them”. Even if you follow a budget there may be ways that you are spending more money than you need to be spending. They break it into three differnet categories. You Set it and [...]

There has been a reduced Social Security payroll tax rate for the past 2 years. It was reduced from 6.2% to 4.2%. At this time it is scheduled to revert back to 6.2% January 1, 2013, unless Congress decides not to let the payroll tax holiday expire at the end of 2012. It may not [...]

Following are some articles I have written about household budgeting. Planning a household budget and sticking to it How iPhone apps can help with household budgeting How making your money inaccessible can save your finances Best Websites for printable coupons How to manage a budget as a single person How to manage personal finances when [...]

On the Suze Orman Show there is a segment called “Can I Afford It”. Viewers send in their financial information and what they are considering purchasing. Suze looks over the information and tells them if she thinks they can afford to purchase the item. In some cases, they may be able to afford the item [...]

For the month of October I am participating in a 31 day event where bloggers post each day on different topics. I chose the topic of teaching kids about money and finances. I recently read a copy of 1000 Best Smart Money Secrets for Students by Debby Fowles. It seems like a great resource to [...]

For the month of October I am participating in a 31 day event where bloggers post each day on different topics. I chose the topic of teaching kids about money and finances. Whether you or your children are saving money for something, sometimes it gives you more incentive when you have a reminder of what [...]