America Saves Week is recognized February 19-26, 2012. As part of this, on the website they give ideas of things to do throughout the month to get your financial life in order.

One way to save is to Save automatically with each paycheck. Figure out how much you want to save and have that amount automatically withdrawn from your account to coordinate with your paychecks and have it deposited into a savings account. One of the advantages of having it automatic is that it is not as easy to skip a month as if you are writing a check to savings each month. If you are writing a check to withdraw money it may be easier to think you cannot afford it and skip. One resource I have found with more information on making your payments and savings automatic is The Automatic Millionaire by David Bach.

As part of America Saves Week starting next Sunday, February 19 thru the 26th I will be hosting a giveaway each day of that week. Some of the items included in the give away are the Money Savvy Savings bank and Kids and Money Page-a-Day Calendar.

Today is the 2nd day of my 7-day book giveaway. I will randomly choose a name from the people who leave a comment on this post thru midnight.

One of the authors I follow is David Bach. Some of his books include The Automatic Millionaire, Smart Women Finish Rich and Smart Couples Finish Rich.

Some of the main points of his books are watching the small expenses (latte factor), making your investing and bill paying automatic and matching your spending to your goals and values.

Please leave a comment below for a chance to win a copy of Smart Couples Finish Rich. I will email the winner for their mailing address.

Debt Free for Life is David Bach’s latest book.  Like his other books it is easy to read and understand about how to manage your finances.  The book includes ways to get out of debt and change your habits to stay that way.  One of the first steps is to organize your debt.  It may seem scary, but you cannot solve something if you don’t know how much you owe.  If you make a list of your debts either by smallest balance due to largest, or highest interest rate to lowest.  Some people suggest paying off smallest debt first so the quick win will keep you motivated to keep going.  Others say to pay the highest interest rate ones first, to save on interest.  Either way works, as long as you commit to getting and staying out of debt.

One of his other books is The Automatic Millionaire.  Yesterday, he was launching a new website, http://www.getami.com/davidbach, Automatic Millionaire International.  There was so much response that the server crashed.  They will be updating the site with a new date of launching.

I have read all 12 of his books and would recommend them all.  Some of his other books are Smart Women Finish Rich and Smart Couples Finish Rich.

Nancy Kvamme

One of the personal finance authors I follow is <a href=http://www.finishrich.com>David Bach</a>. He has a new book, Debt Free for Life that just came out and he is offering a free <a href=http:// http://www.walletpop.com/david-bach>download</a> of it until midnight tonight.

A couple of his other books are Smart Women Finish Rich and The Automatic Millionaire. I have read all of his other books and would recommend all of them. They are easy to read and understand.

Debt Free for Life includes 10 steps to get out of debt and stay out of debt.

He calls it the Finish Rich Plan to Financial Freedom.

So I hope you get a chance to get the free download, otherwise checkout your library or go purchase it.

I am sure it will be worth the money.

Nancy Kvamme