In the Black

There has been a reduced Social Security payroll tax rate for the past 2 years. It was reduced from 6.2% to 4.2%. At this time it is scheduled to revert back to 6.2% January 1, 2013, unless Congress decides not to let the payroll tax holiday expire at the end of 2012. It may not [...]

Following are some articles I have written about household budgeting. Planning a household budget and sticking to it How iPhone apps can help with household budgeting How making your money inaccessible can save your finances Best Websites for printable coupons How to manage a budget as a single person How to manage personal finances when [...]

On the Suze Orman Show there is a segment called “Can I Afford It”. Viewers send in their financial information and what they are considering purchasing. Suze looks over the information and tells them if she thinks they can afford to purchase the item. In some cases, they may be able to afford the item [...]

Besides gifts, there may be many other extra expenses that come along with the holiday season. With Thanksgiving and Christmas coming up many grocery stores will be having baking and other items on sale. Sunmart has Our Family flour, 2 five pound bags for $3. That is almost the regular price for 1 bag. I [...]

This morning I spent about 1 ½ hours in the kitchen and made 16 personal size pizzas, 18 ham/cheese hot pockets and pepperoni pizza pockets and 12 small bread bowls. Here are the recipes I used Pizza dough, Pizza pockets and bread bowls. I have made the pizza dough before and kept in the freezer [...]

For the month of October I am participating in a 31 day event where bloggers post each day on different topics. I chose the topic of teaching kids about money and finances. I recently read a copy of 1000 Best Smart Money Secrets for Students by Debby Fowles. It seems like a great resource to [...]

For the month of October I am participating in a 31 day event where bloggers post each day on different topics. I chose the topic of teaching kids about money and finances. Whether you or your children are saving money for something, sometimes it gives you more incentive when you have a reminder of what [...]

For the month of October I am participating in a 31 day event where bloggers post each day on different topics. I chose the topic of teaching kids about money and finances. Yesterday, I posted about Dave Ramsey’s Financial Peace Jr. Today I am discussing the teen programs he has developed. Generation Change for teens [...]

For the month of October I am participating in a 31 day event where bloggers post each day on different topics. I chose the topic of teaching kids about money and finances. Dave Ramsey’s Financial Peace Junior is a great way to teach kids about the importance of saving money for things that they want [...]

For the month of October I am participating in a 31 day event where bloggers post each day on different topics. I chose the topic of teaching kids about money and finances. Junior Achievement is a program where business people volunteer in classrooms in the area to teach children about business and financial matters. All [...]