The Heirlooms store is having a sale of 30% off all furniture on Saturday, January 25.
Proceeds from Heirlooms benefits the Hospice of the Red River Valley. It is an upscale resale store of furniture, art, household items and women’s clothing.
Heirlooms Hours: Monday-Friday 9 a.m. to 6 p.m., Saturday 9 a.m. to 5 p.m.
The store is located at 3120 25th St. S. in Fargo, next to the Village Inn
A current deal on the SaveCoin site is for a 1 Night stay at Thumper Pond Resort, by Ottertail, MN. For $85 you get a 1-night stay, 4 water park passes and a $25 restaurant certificate. The regular value of this package is $174. You can purchase up to 2 deals plus one as a gift. You can also use two of the deals to stay two consecutive nights.
Another current deal is $13 for 2 movie tickets, 2 sodas and a large popcorn at the Fargo Theatre.
During the month of January, Suze Orman will be providing information to
Building a Strong Financial Foundation on her weekly show. The information and videos of the segments are also available at the link above. Her show is at 8:00 CT and again at 11:00 CT on CNBC on Saturday nights.
Some of the areas she is covering is how much and what kind of insurance you should have and saving for an emergency account and retirement.
January is typically known for being a great time to purchase items such as bedding, furniture and other home items.
Today I installed the roman shades I purchased a couple weeks ago at JCP.com. I purchased 5 shades for about $150 instead of the regular price of $450. The sale is still going on and there is information on the website about discount codes to get additional savings.
Besides home items, there are other things to consider purchasing in January.
There will likely be additional sales this weekend and coming week because of the Martin Luther King, Jr. holiday on Monday.
It is important to only take advantage of these deals if you do not have considerable debt. Any savings you receive will likely be negated by the amount of interest and finance charges you will pay on the balances due.
I have put together a Pinterest Board of Valentines Day Ideas which includes decorating ideas, treats and other ideas.
For 15 days starting January 15, Mary Hunt from DebtProof Living will be providing daily tips and advice to tackle debt in 2014 at DoSomethingAboutDebt.
As with other changes, it is important to take small steps instead of trying to make major changes at one time.
Please contact me if you have questions or need assistance with getting on a budget and other personal finance issues at firstname.lastname@example.org.
I saw a post on Facebook on Tues, January 14 about a lightbulb promotion at the Lake Agassiz Habitat for Humanity Restore store. The store is located at 210 N 11th St, Moorhead. They have teamed up with MaxLite and Xcel Energy to offer a 4 pack CFL 13 watt bulbs for $1.00.
The store is also a great place to check for items if you are remodeling or building. They have a wide selection of donated items and the proceeds benefit the Lake Agassiz Habitat for Humanity.
If you remodeling, consider donating items you are getting rid of instead of throwing them in the garbage.
I saw a post on Facebook today that the Family Life Thrift Store at 1000 45th St SW, Fargo has blazers for $3.49 each. The above photo shows some of the blazers.
I have purchased many of the jackets and blazers I wear for a fraction of the new price by buying them second hand. Many are like new since and I have purchased some that still have the original price tags on them.
A recent second hand purchase I made was a pair of name brand jeans with the original tags on them. The original price was $40 and I paid $3.50. They were marked $6.99 and were marked half price. They also included a belt, which I figure I would have paid more than that just to buy a belt.
Part of the fun of thrift store shopping for me is not knowing what you will find.
I have written previously about plans developed by Erin Chase from $5 Dinners on Shopping Plans for Costco and Sams Club.
She has developed a 20 Meals at Costco for $150 Plan 2.
Some ways people use to save money on groceries and eating at home more are meal planning and freezer cooking. If you have meals planned and the ingredients on hand or the meals partially completed it may be less tempting to stop for takeout.
When using freezer cooking, you can complete a number of meals at one time to save time and save money by purchasing some items in bulk.
I made a variation of this Southwest Mac n Cheese using items I had on hand. I combined cooked elbow macaroni, about 3 tablespoons of butter, shredded cheddar cheese, black beans, corn and salsa. I put in a baking dish and topped with more cheddar cheese and baked for about 20 minutes. It turned out great.
I find it is almost as quick to make meals like this than boxed meals. The key is to have items on hand that can use to make quick meals.
There are several other one dish meals in the Recipe Index.
Erin Chase is also the author of $5 Dinners books. All of her recipes cost less than $5 in ingredients. You may pay more for the actual ingredients but try to use them in other recipes.