Archive of category "Budgeting"

I recently made Homemade Crescent Rolls. I forgot to buy powdered milk so I looked online for ideas for a substitute. One website I found said to use milk instead of the water. So I used 1 cup of warm water and 1 cup of warm milk instead of the 2 cups of water the [...]

On Sunday, January 27, the price of postage stamps will increase one cent to $0.46. Post card stamps are also increasing. If you use a lot of stamps you can still purchase the Forever stamps on Saturday yet for $0.45 each. The Forever stamps are good forever no matter how much the postage increases.

There was a recent article in the Forum about credit card traps to be aware of. Coming this Sunday, January 28 there may be another fee to be aware of, Credit Card Checkout fees. Merchants will be allowed to charge a fee for accepting Mastercard and Visa. It doesn’t mean they will, but some might. [...]

Following are some recent articles I have written about values that may or may not increase the value of your home. Home Improvements that will increase the value of your home Home improvements that will not increase the value of your home Also, the difference between a credit line and a home equity loan and [...]

I found a recipe online this morning for No Bake Granola Bars. I made a batch and they were great. There are a lot of purchased items I don’t care for the taste because of the preservatives so I have been trying to make more things at home. When making your own items you know [...]

One of the New Year’s resolutions for many people is exercise and weight loss. Some people prefer the accountability and support of a fitness club. However, if you prefer to work out at home there are several DVDs available from a variety of exercises and difficulty levels. If you want to try exercise programs before [...]

I saw the above photo recently on Facebook. I have heard this from other sources recently also. Twenty five percent of Americans are withdrawing from their retirement accounts to pay everyday expenses such as mortgage, credit cards, and groceries. There may be emergencies that cause you to need to withdraw money from your retirement account. [...]

As you are receiving your first paycheck of 2013, the amount may be less than you expected. In 2011 and 2012 the Social Security payroll taxes were reduced from 6.2% to 4.2%. That reduction expired on December 31, 2012. Here is a post from Dave Ramsey’s blog about what the decrease may mean for you. [...]

Following are links to some recent articles I have written about credit card use. Credit Card Strategies that Can Hurt You Reasons to Stop Using Credit Cards Why Credit Cards are a Slippery Slope to Heavy Debt The Power of Compound Interest Advice on Using Credit Cards Using Credit Cards Only for Emergencies

Jessica from is hosting a Pantry Challenge throughout the month of January. In some challenges people try not to do any grocery shopping, in this challenge she is buying things they run out of such as dairy, produce and other items to fill in with the items she already has to make meals. The [...]