4
Jan

$5 Dinners

Erin Chase blogs at $5 Dinners with recipes of meals that don’t cost more than $5.

She has made a listing of the Most popular recipes. She has also had a couple of cookbooks published containing recipes of $5 meals.

Nancy Kvamme

UPDATED:Tuesday morning, Dec. 18. The Couples Money book mentioned in the post is no longer offered for free. It is $9.99 or free if you have Amazon Prime Membership.

Here is a link for some of the Kindle ebooks that are free right now. Double check the pricce before ordering, since the price can change at anytime. There is one about personal finance for kids and another on Couples and Money.

Even if you don’t have a Kindle you can download a program to read Kindle ebooks on your computer, tabliet and some mobile phones.

Posted in Books
Nancy Kvamme

Money is involved in every aspect of our lives so it is not surprising that it is a common reason for disagreements among couples. You may have heard that fifty percent of marriages end in divorce. Another statistic is that 70% of divorced couples say that money was a major reason for their divorce.

In the book The 5 Money Personalities Speaking The Same Love and Money Language the authors, Scott and Bethany Palmer discuss the 5 Money Personalities they have come with after years of working with couples.

Once you realize what your money personality is and what your partner’s is it may be easier to work through your difficulties or to avoid having problems. The book includes summaries of each personality or you can take a quiz on their website, TheMoneyCouple.com. Even though you may be able to define what your partner’s personality is, it is important for them to take the quiz on their own. When reading the descriptions choose a Primary Money Personality and Secondary Money Personality.

The book includes stories of couples that they have worked with and how they were able to communicate about money issues better once they understood how the other was thinking and dealing with money.

It was a quick and easy read and was also informative. Even if you are in a relationship, it has valuable information to consider with how you deal with financial issues.

I received a copy of the book in return for this review from Thomas Nelson Publishers.

Posted in Books, Budgeting, Saving
Nancy Kvamme
15
Nov

eReader Girl

I have posted several times about Crystal at MoneySavingMom.com. She is now launching a new website, eReadergirl.com as a resource of free and discounted ebooks. There are other sites that feature either Kindle books or Nook books, this site will feature both.

Even if you don’t have a Kindle, you can download an app to be able to read them on your mobile phone, tablet, computer, etc.

The website is officially launching next week, but there are some books listed now. The ebooks are also categorized by different genres.

Ebooks may be offered for free for a limited time, so double check the price before completing the order to make sure it is still free or discounted.

I bought a Kindle Fire about a year ago and have read many free books. I have not paid for very many books. Before I bought the Fire I had been reading books on my laptop and phone with the free Kindle app.

For the month of October I am participating in a 31 day event where bloggers post each day on different topics. I chose the topic of teaching kids about money and finances.

The Teen Girl’s Gotta-Have-It Guide to Money which has ideas about ways to make, save and spend money. It has ideas of ways to make money besides having a full time job such as babysitting, dog walking, cleaning houses, etc.

And when you are ready to apply and interview for a job it gives you tips on things to do and not do to ace an interview.

When it comes to saving the author explains The Rule of Four ways of spending. To think of the money you have as a grid divided into four squares. Spending, Saving (Short term), Saving (Long term) and Charity. Their suggestion is to allot 30% of your money to spending, 30% to each of the Saving squares and 10% to Charity.

The book shows you how to make a list of your short term and long term goals and how to save money towards them.

It also explains compound interest and the different kinds of savings accounts.

It is a good book with basic ideas on saving, spending and giving to help a teen gain the knowledge of how to earn and spend money. It is only 95 pages so it is a quick read and a great reference. In the back there is a list of websites to check out.

Click here for my previous posts.

Posted in Books, Budgeting, Saving
Nancy Kvamme

For the month of October I am participating in a 31 day event where bloggers post each day on different topics. I chose the topic of teaching kids about money and finances.

Here is a blog post I saw on with a list of books to encourage kids to become financially literate.

Click here for my previous posts.

Posted in Books, Budgeting
Nancy Kvamme

One of the blogs I follow regularly is Money Saving Mom. There is usually great information on money saving tips and other information even if you don’t have children. Crystal Paine, the blogger of the website did a series on 21 Days to a More Disciplined Life a while back. She edited the series and added additional information and is releasing it as a 21 Days to a More Disciplined Life E-book.

For a special release price it will be priced at $0.99 from today thru Thursday the 25th. She will also be hosting a variety of giveaways over the next three days.

Many times when we try making changes in our life we may try to change many things at one time. You may find better success by concentrating on a few changes at a time. As the title suggests, the book assists you in making changes in your habits in 21 days. At the beginning of the book is a sheet to break your main habit (Mega Project) you want to change into 21 different steps. Each day you will concentrate on a step to move you towards your final goal. Each chapter ends with suggestions of practical applications and a Mega Project Assignment to lead you toward the change in your habits.

At the end of the book are goal setting worksheets.

This may be a good resource if you are looking for tips and motivation to either make new habits or break old habits to get more of you want in your life.

Posted in Books
Nancy Kvamme

For the month of October I am participating in a 31 day event where bloggers post each day on different topics. I chose the topic of teaching kids about money and finances.

I recently read a copy of 1000 Best Smart Money Secrets for Students by Debby Fowles.

It seems like a great resource to parents of students, high school students and college students. It has tips and ideas for looking for scholarships and other sources of financial aid which would be useful for students while they are still in high school. It also has tips for college students to make the most of their money so they may not need to borrow as much money. As she says in the book, every dollar you borrow now you will need to pay back in the future with interest.

Some of the chapters include Maximize your Financial Aid, Maximize your Scholarships, Understand and Control Credit Card Use, Money Saving Tips, Having Fun Without a lot of Dough and Get More Bang from Your Buck.

The tips are numbered and categorized into each of the chapters so it is easy to read a few tips at a time. You can also go to the chapter and read tips on the topic you are interested in. It is a paperback so it is handy and convenient to take with you.

Click here for my previous posts.

For the month of October I am participating in a 31 day event where bloggers post each day on different topics. I chose the topic of teaching kids about money and finances.

I have read a number of books written by Jean Chatzky and was excited to see she has written a book about money for teenagers, “Not Your Parents’ Money Book”. Jean is the financial editor for the Today show and frequent contributor to other talk shows and media sourcres.

As part of the research for the book, she met with groups of kids at middle schools across the country and them questions about what they know about money and things they want to know about money. The book is peppered with questions from kids and her answers to their questions. Also included in the book are fun facts and quizzes about money.

There are chapters about earning money, spending money and saving money. She gives ideas of ways to earn money besides the regular babysitting and cutting lawns and discusses the different vehicles for saving the money you earn.

She also discusses and explains investing and ways to invest. Many of the money related words are highlighted in the book and defined in the glossary at the end of the book. So if there are words that you do not understand you can jump to the glossary and look it up. She also discusses the economy and recession, which may be words that kids hear about and may not know what they mean.

Also included in the end of the book are sections on the history of money and how money is made.

The book is concluded by a list of web resources for more information. The websites include informational websites as well as websites that have games and puzzles pertaining to money and finances.

As with other topics it may be easier for kids to learn if they do not think they are actually learning anything, making it fun to learn.

This is a great resource to teach kids about the important subject of dealing with money and finances. It is about 150 pages and a quick and easy read.

Click here for my previous posts.

Nancy Kvamme
14
Oct

Debt Free U

For the month of October I am participating in a 31 day event where bloggers post each day on different topics. I chose the topic of teaching kids about money and finances.

Debt Free U by Zac Bissonnette is a great resource for anyone attending college or planning on attending college. It has advice for both students and parents.

It is a quick read, I ordered the Kindle version the other night and read some that night and finished it in 3-4 hours the next day. You may not agree with all of his ideas and suggestions but the book is full of information on financial aid and other ways of paying for college. It gives you questions to ask and things to think about before signing on for tons of student aid. When applying for financial aid it is important to realize how much you are borrowing and how much the payments will be and for how many years. Another thing to think about is what kind of job you are expecting to get when you graduate and what kind of income you expect to earn.

When selecting colleges, it is more important than ever in this economy to consider how much your education and other expenses are going to cost. It may be possible to save some money by taking some courses at a community college and transfer to a 4 year college.

Many parents feel obligated to pay for their kids college educations or help. In some cases it may not be possible. Some parents risk their financial futures by not saving for their own retirement to pay for their kid’s college expenses.

Click here for my previous posts.

Nancy Kvamme