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One way some people use to budget their money is the Envelope System. Once you decide a monthly amount for various areas of your budget, you put that amount of cash in labeled envelopes. When the envelope is empty, you are done spending in that area for the month or need to borrow from other [...]

Above is a photo I saw on Facebook recently. It may seem like “healthy” food is more expensive but in many cases it is not. It may take more time to prepare it but if you do some of the preparation ahead of time or use the crockpot it may be easier than you think [...]

FICO recently announced upcoming changes in credit scoring. In the past, if you paid debts that went into collection, it stayed on your FICO record for seven years which is the same period as bankruptcy. With the changes, paid collections debt will not show up on your credit history. Medical debt is a major reason [...]

Lunch Ideas

Whether its making lunch for your kids at school or you at work, taking your own lunch may be a way to save money and have a healthier diet. I have put together a Pinterest board with lunch ideas. Recently, a friend commented on Facebook that she was going to try to take her own [...]

A couple weeks ago, I found these solar lamps at our local Dollar Tree for $1 each. They are about 4 inches high and have an on/off switch. You could probably paint the shades with a clear paint, such as stained glass paint if you want a different color. I decorated one with glass beads. [...]

A friend recently pinned a recipe for Crazy Dough on Pinterest and I thought I would try it. I made half a batch to try it. It turned out great and is easy to use. You can keep it in the fridge for up to 7 days and use as you need. It can also [...]

I have recently seen two references to steps to better finances. A post by Jessica at mentioned 7 steps she feels are important. I also recently read Flipping Burgers to Flipping Millions. It is a little over a 100 pages long and a quick read. It includes many ideas and tips about how to [...]

OnceAMonthMeals has monthly cooking plans that can be made ahead and frozen to use throughout the month. They have a variety of menus including Traditional, Vegetarian, Gluten Free, and Diet. One of the recipes in the August Traditional meals is Chocolate Chip Pancake Squares. It is an easy way to get the taste of chocolate [...]

It may be difficult to drink the recommended amount of water each day. One way to make it easier is to add flavor to your water. There are flavorings you can purchase to add to water, but you can also add fruits and vegetables to make your own flavorings. The photo above shows a glass [...]

Following are a few recent articles about how to get out of debt and stay out of debt. 10 reasons You are still broke – the money spent or lost by these things can add up over time, especially if you are guilty of a number of these items. How to pay off credit card [...]