Dave Ramsey and his daughter, Rachel have a new book Smart Money Smart Kids
coming out in April.

I recently saw an excerpt from the book on kids being Spoiled or Blessed.

There was also a recent article by Sherri Richards from The Forum on tips to Not Overindulge your Children. I had the honor of being included in the article.

It can be difficult to tell your children no, but with advertising almost everywhere we turn they may think they need more things than they really do need.

I just completed presenting the Junior Achievement program to a class of 3rd graders. I will be writing an upcoming post about the program and their reactions to it.

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Nancy Kvamme

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