Following are some of my goals for the year and the progress so far for the past couple of months .

I have exercised every day of January and February. A few of those days, consisted of shoveling. In January I followed this walking program. I have now started Jillian Michael’s 30 Day Shred. To try a variety of programs without buying a bunch of DVDs I have been watching some of them on YouTube.

I have been following the 52 Week Saving Plan and have $55 in saved after putting in $10 for the coming week.

I have been following the plan to read the Bible in a year. I have kept up with it for January and February

One of my goals is to write an e-book a month. For February I published an E-Book, Cruising 101 with tips for people new to cruising. In January I added a Saving on Gifts Throughout the Year. It includes ideas of tips on ways to save money on gift giving.

I have also been keeping up with the Read 52 Books in 52 Weeks program by reading at least one book a week.

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Nancy Kvamme

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