America Saves Week is recognized February 19-26, 2012. As part of this, on the website they give ideas of things to do throughout the month to get your financial life in order.

It is the time of the year that people are starting to get their income tax returns done and I hear about many people getting lots of money back. If you are getting a tax refund, you need to remember that is your money you have been loaning to the government interest free. It is not “free” money to you. It may be useful to get money, but keep in mind to use it to pay off debt or increase your savings, not buy things that you could not otherwise afford.

If you are getting a considerable refund, check your withholding allowances. By making changes to your withholding you may be able to get more per paycheck instead of at the end of the year.

As part of America Saves Week starting next Sunday, February 19 thru the 26th I will be hosting a giveaway each day of that week. Some of the items included in the give away are the Money Savvy Savings bank and Kids and Money Page-a-Day Calendar.

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