Here is a recap of information from America Saves Week. It includes top articles and blog posts from the week.

As stated in the article it is usually easier to obtain your goals if you have specific goals in mind and write them down. When you write them down, you can see what you are going towards.

It is important to make saving a priority all through the year.

I recently read another book for parents to teach their kids about money. Clark Smart Parents, Clark Smart Kids was written by Clark Howard and Mark Meltzer. Clark Howard is a bestselling author and radio-show host and is nationally recognized as a money-saving wizard.

The book includes allowance plans, ways to teach kids what things cost in a way they will remember, and suggestions for dealing with the consumer desires of tweens and teens.

At the back of the book is a workbook of almost a hundred pages of worksheets and activities relating to the information in the book. The workbook includes allowance tracker, budgeting for birthday wishes, prom planning, “Why I need a car” quiz and your credit card personality.

The book seems like a good resource for parents for ideas about teaching their kids about money.

Posted in Books, Budgeting, Saving
Nancy Kvamme

Over the past week I have been having giveaways in honor of America Saves Week.

The winners are
Sunday – Money Savvy bank Carmen
Monday – The Total Money Makeover – Carol
Tuesday – Calendar – Tina
Wednesday- Too Many Shoes – Robin
Thursday – Money Doesn’t Grow on Trees – Christiana
Friday – Shift Your Habit – Melissa
Saturday – FPU Jr. Steph

If you did not receive an email from me, please email your mailing address to me at

Posted in Uncategorized
Nancy Kvamme


YoBucko is a new website geared towards people in their 20s, but the information is important for any age group. It was started by Eric Bell as a place for personal finance guidance for young people who are getting out of college and entering the working world.

There was a recent article on the website.

In the article they listed 12 ways to save money.
1. Set up direct deposit.
2. Contribute to your employer’s 401(k)
3. Cook dinner at home
4. Compare insurance rates
5. Procrastinate before making impulse purchases
6. Create a budget and stick to it
7. Make breakfast
8. Quit smoking
9. Stay out of bars
10. Stop paying bank fees
11. Create shopping lists and pay with cash
12. Use coupons/discounts.

Today is the final giveaway for America Saves Week. To be successful in your financial life you may need to make changes in other areas of your life. Today’s giveaway is The Success Principles How to Get from Where You Are to Where You Want to Be by Jack Canfield. The book includes ideas and stories to help you tackle daily challenges, live with passion and purpose and realize your ambitions. In some cases, if you are having difficulties in other areas of your life, it can affect your financial life.

Budgeting and financial matters are more than numbers. In many cases, it takes discipline to make decisions on how to spend your money.

There are stories in the book from CEOs, world-class athletes, celebrities and everyday people.

To enter the drawing leave a comment with your email thru midnight today. I will contact the winner to get their mailing address.

This week I have been having giveaways of a variety of products and books to help people get into the habit of saving money.

As I have said several times, I feel it is important to teach kids about money and finances. Today’s drawing is for Financial Peace Junior by Dave Ramsey. It is a package to help kids learn the importance of the three things to do with money, save, spend and give.

To enter the drawing, leave a comment with your email address by midnight tonight.

I will email the winner to get their mailing address.

Check back tomorrow for the final giveaway of the week.

Whether you or your children are saving money for something, sometimes it gives you more incentive when you have a reminder of what you are saving for.

I saw this idea recently, about making a bank from a shadow box.

By putting a picture of what you are saving for in the frame you can see your money add up to your savings goal. It is easy to change the picture as your accomplish your savings goals and make new ones.

Nancy Kvamme

Today’s giveaway is a copy of Shift Your Habit. The book has ideas of little changes to make to both save money and save the environment. Some of the areas covered in the book are home & garden, food & drink, kids, pets, work, electronics & entertainment and transportation & travel. There are some of the ideas on the Shift Your Habit website.

Check back each day thru Sunday, February 26 for more giveaways.

To enter the drawing leave a comment with your email thru midnight today. I will contact the winner to get their mailing address.

Nancy Kvamme

One way to save money on books is to buy used books. It may take more time to search for what you are looking for but sometimes you can find unexpected treasures.

The Moorhead Library is having an used book sale this weekend. The sale is Sat. 9-5 and after 2:00 all items are half price. On Sunday, the sale is 1-4 and books will be $5 per bag.

Posted in Books, Budgeting, Saving
Nancy Kvamme

As part of America Saves Week today I am hosting a giveaway of a copy of the book, Money Doesn’t Grow on Trees, A Parent’s Guide to Raising Financially Responsible Children. It is one of the books I have found that gives ideas and information about teaching kids about money. The author, Neale S. Godfrey has also written a book for teens, Money Still Doesn’t Grow on Trees.

Check back each day thru Sunday, February 26 for more giveaways.

To enter the drawing leave a comment with your email thru midnight today. I will contact the winner to get their mailing address.