There are varying mindsets on if you should use cash or credit. I have seen a couple of recent blog posts and articles on this subject. I feel it is important to find what works for you. A large part of your financial life is discipline and living within your means.

Here is a blog post about the cash and credit debate. Also a recent article that you may spend more money on junk food if you use cash.

There have been other studies that some people spend more when using credit than cash. Using cash is more emotional, you feel handing over the money.

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