I feel it is very important to teach children about money and finances when they are young and Junior Achievement is an important part in that.

Through Junior Achievement, business professionals volunteer their time in area classrooms to teach financial lessons to students. Each session is 5 visits to the classroom, with each visit between 30 to 45 minutes. It gives the students a different perspective to hear from someone other than their teacher and parents. It is also different to hear from people actually in certain jobs and professions.

I have volunteered for Junior Achievement the past two years and am looking forward to doing it again this year. It is fun to see how the kids react to the information and as some of the teachers have said the kids enjoy listening to someone else for a change. It is also amazing how attached you can get to the kids by only spending a total of a few hours with them. Most of the kids are excited when you come and enjoy the lessons.

I saw this article today about If College Financial Literacy programs can reverse Student Debt Default trend.

The Junior Achievement program in the Fargo Moorhead area still has classrooms that are in need of volunteers for this school year. It is a very rewarding experience and only requires a few hours of time. Once you sign up and are assigned a classroom, you will receive all of the materials needed and a handbook with the information needed to lead the lessons.

If you are interested in volunteering or would like more information, contact Junior Achievement Program Coordinator Nancy Eckman at nancyeckman@jaum.org or 701-241-8628.

Nancy Kvamme

There are many retailers that offer another gift card for a certain amount when you purchase holiday gift cards. One example is Hornbachers deal which is valid thru today.

There are many restaurants that offer this kind of deal also. Even if you are not giving the gift cards as gifts but frequent the establishments regularly you could purchase the gift cards and get the extra card as an extra incentive.

This is part of a 90 day Holiday Countdown, previous posts can be found here

Nancy Kvamme