In the Black

I have talked previously about tracking your expenses. One result of this is to see how you spend your money and if there are expenses you can cut. I think many of us have got into the habit of unconsciously spending our money. If you take a moment to think if you really need an [...]

It’s that time of year where people are starting to get their credit card bills and seeing that damage they did with holiday shopping.  If you are one of these, no need to panic.  Instead of ignoring it, take action to get rid of the debt as soon as you can and with a little [...]

One way to save money on groceries and cooking is Once a Month Cooking (OAMC) or freezer cooking. If you search for OAMC or freezer cooking, there are various websites and blogs with recipes and ideas. With OAMC you make a plan for meals for a month and make all of the meals in one [...]

In one sense by clearing clutter and being organized you can save money. If you have things organized and in certain places, you know what you have. How many times have you had to go out and buy something and then later found the same item in your home. Also, with articles of clothing if [...]

Although it is nice to receive a tax refund, it is not free money.

The Teen Girl’s Gotta-Have-It Guide to Money is a quick read and good reference to get a teen interested in learning how to earn and spend money.

One of the personal finance authors I follow is <a href=http://www.finishrich.com>David Bach</a>. He has a new book, Debt Free for Life that just came out and he is offering a free <a href=http:// http://www.walletpop.com/david-bach>download</a> of it until midnight tonight. A couple of his other books are Smart Women Finish Rich and The Automatic Millionaire. I [...]

This afternoon I stopped at the Dakota Boys Ranch store on 32nd Ave and saw they have boxes of valentines for $0.99 (30-36 cards per box).  Some of the boxes have cards and pencils (16 per box).  Also, cello treat bags $0.49 for a package of 20 bags. Some of the themes of the valentines [...]