When it comes to saving the author explains The Rule of Four way of spending. To think of the money you have as a grid divided into four squares. Spending, Saving (Short term), Saving (Long term) and Charity. Their suggestion is to allot 30% of your money to spending, 30% to each of the Saving squares and 10% to Charity.
The book shows you how to make a list of your short term and long term goals and how to save money towards them.
It also explains compound interest and the different kinds of savings accounts.
It is a good book with basic ideas on saving, spending and giving to help a teen gain the knowledge of how to earn and spend money. It is only 95 pages so it is a quick read and a great reference. In the back there is a list of websites to check out.