A couple of tools to get kids into the habit of saving are <a href=htt://www.msgen.org>Money Savvy Generation Money Banks</a> and <a href=http://www.moonjar.com>Moon Jar</a>. 

The Money banks are shaped like a pig or a football,  they have 4 separate chambers for saving, spending, donating and investing.  The Moon Jar is the same concept, with 3 separate containers that fit together.

If you are looking for Christmas gifts, I do have some Money Banks on hand for sale and the cardboard Moon Jars.  The Money banks are $20 and available in blue, purple, pink, platinum pigs and the football.  The moon jars are $6 (on the website they are $8 plus shipping).

I had one lady buy some for her grandchildren and one for herself.

Nancy Kvamme

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