While today is “Black Friday”, one of the biggest shopping days of the years, it’s also important to keep track of your spending. For some it’s more about the thrill of the shopping and spending time with their family or friends as an annual event.

In the Forum today, there is an <a href=http://www.inforum.com/event/article/id/299687>article</a> about keeping a handle on holiday spending. I was honored to be included in the article.

If you take a little time to plan ahead, you can take steps to make you holiday season a little less hectic.

Although shopping and giving gifts is a big part of the season, also keep in mind the importance of spending time with family and friends and making memories. One of my grandmothers used to bake us gifts when there got to be a large number of us. It has been many years and we still remember it. A few years, she bought us each a pair of socks. It is another thing we still remember.

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Nancy Kvamme