Monthly archive: October 2010

The All American Dream is to own a home of your own. Many people think that paying rent is a waste of money. But when you do buy a house, you have more expenses than when you rent that many people do not consider.

In past years the main things that were figured in monthly payments were car payments and either mortgage or rent. Now it seems like you can buy almost anything on a monthly payment plan. This is fine as long as you don’t overextend yourself. The amount of each payment may not seem like alot but when you add several of them they can get out of hand.

Just as its important to manage your finances while you are younger, its also important to take care of your health. Just like saving for retirement, we feel like it is not important and will get around to it someday, you health can slip away from you too. If you take steps early it can be easier to maintain your health.

Usually we hear “Paper or Plastic” at the grocery store, but it can also relate to how you pay for your purchases.

October 17 – 23 is <a href=http://www.protectyouridnow.org>National Protect your Identity week</a>.  Locally there are events scheduled offering free sensitive document shredding.  Wednesday and Thursday it will be offered at the Village Family Resource Center on 25th St and 13th Ave S with a limit of 3 boxes.  On Saturday it will be offered at Wells [...]

You have probably seen the television commercials for layaway from Kmart and Sears. Layaway is another way of purchasing items instead of credit cards. For a small fee down (usually $5 fee plus a percentage of the cost of the item as a down payment) you can pick out items and make scheduled payments over [...]

I am writing this post from the Albuquerque airport. I met a friend here for a long weekend for the Hotair Balloon Fiesta and other sights. By watching how I spend my money is one way I can afford to travel sometimes. Some people think I am depriving myself by the way I choose to [...]

So Many Shoes, So Little Money is a book by Lisa Serwin about relating money and finances to fashion and shopping. Finances and budgeting are topics that most people shy away from. One reason for this is that most of us were not taught about finances in school and at home. Once you get the [...]

<a href=http://www.practicalmoneyskills.com>Practical Money Skills</a> is a website with resources to teach financial literacy to kids and adults which is sponsored by Visa.  There are links to information for individuals and also for teachers who want to take it into their classrooms.  There are also games to teach kids about money.  Sometimes it is easier to [...]

In previous posts I have mentioned the importance of teaching children about finances. Along with that is teaching Employee Financial Literacy. Many of us were not taught how to manage finances when we were in school. In many cases also, people are trained how to practice their profession but then get out of school and [...]